Where to Get Your Annual Free Credit Report

You don't have to pay anyone or subscribe to any fee-based services to get your free annual credit report from each of the nationl consumer credit reporting companies: Equifax, Experian, and TransUnion.

The ads you see on TV are not really free because you have to subscribe (or accept a trial offer) for a product. So while the website name is easy to remember -- remember this -- it's not free and it's not the site you want!

Annual Credit Report is what you want: http://www.annualcreditreport.com will get you to the correct site.

Tip: Don't order from all 3 credit reporting agencies at the same time. Instead, order your free credit report from one agency every 4 months. Over the course of a year, you'll have an updated, free credit report and gain a better idea of how you are doing in the credit area.